
UIM Coverage is a Must Have for Cyclists
What is Uninsured Motorist Coverage? Uninsured motorist, or under-insured motorist coverage, is part of your auto insurance policy. UIM coverage is designed to protect you from uninsured drivers and hit-and-run collisions where the identity and insurance of the driver are unknown. Underinsured motorist coverage kicks in when you are injured by a driver who is insured, but has only limited